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City Walk Crestlane 75 25 payment plan by Meraas in Dubai

City Walk Crestlane Payment Plan

City Walk Crestlane 4 and Crestlane 5 offer a 75/25 payment plan by Meraas, allowing buyers to pay 75% of the property value during the booking and construction period and the remaining 25% on handover. The structure begins with a 20% down payment on booking, followed by six scheduled instalments totalling 55%, with the final 25% due in April 2030. The current scheduled handover is Q2 2030.

City Walk Crestlane is located within one of Dubai’s established lifestyle destinations, combining premium residences with City Walk’s retail, dining and leisure environment. Buyers can explore the complete City Walk Crestlane project overview before comparing available units and payment obligations.

City Walk Crestlane Payment Plan at a Glance

Payment Stage Percentage Timing
Down Payment 20% On booking
1st Instalment 10% May 2026
2nd Instalment 5% September 2026
3rd Instalment 10% February 2027
4th Instalment 10% July 2027
5th Instalment 10% December 2027
6th Instalment 10% April 2028
Final Instalment 25% April 2030 / handover
Total 100%

The official Meraas payment schedule for Crestlane 4 shows the 20% booking payment, six pre-handover instalments totalling 55% and a final 25% payment at the estimated April 2030 completion. This corresponds to the wider 75/25 structure marketed for Crestlane 4 and 5.

How the 75/25 Payment Plan Works

The payment plan can be divided into three main stages: the initial booking payment, instalments during the construction period and the final handover payment.

Stage Total Share Purpose
Booking 20% Initial commitment when purchasing the property
Construction Period 55% Six scheduled instalments before completion
Handover 25% Final payment upon the scheduled handover stage

This means that a buyer does not pay the entire purchase price at the beginning. Under the published schedule, 75% is paid before handover and 25% remains payable at the final completion stage.

Payment Schedule in Detail

The schedule below shows how payments are distributed from booking through the expected April 2030 completion.

Milestone Payment Cumulative Amount Paid Share Remaining
Booking 20% 20% 80%
May 2026 10% 30% 70%
September 2026 5% 35% 65%
February 2027 10% 45% 55%
July 2027 10% 55% 45%
December 2027 10% 65% 35%
April 2028 10% 75% 25%
April 2030 / Handover 25% 100% 0%

The largest amount remaining after April 2028 is the final 25% handover payment. This gives buyers an extended period between the last scheduled pre-handover instalment and the expected completion date, although buyers should always rely on the payment schedule and contractual terms attached to their own SPA rather than a general project summary.

Payment Plan Examples

The following examples illustrate how the percentages translate into AED amounts. These are mathematical examples based on the 75/25 structure and do not represent quotations for specific apartments.

Example: AED 2.7 Million Property

Payment Stage Percentage Amount
On booking 20% AED 540,000
May 2026 10% AED 270,000
September 2026 5% AED 135,000
February 2027 10% AED 270,000
July 2027 10% AED 270,000
December 2027 10% AED 270,000
April 2028 10% AED 270,000
On handover 25% AED 675,000
Total 100% AED 2,700,000

Example: AED 5 Million Property

Payment Stage Percentage Amount
On booking 20% AED 1,000,000
May 2026 10% AED 500,000
September 2026 5% AED 250,000
February 2027 10% AED 500,000
July 2027 10% AED 500,000
December 2027 10% AED 500,000
April 2028 10% AED 500,000
On handover 25% AED 1,250,000
Total 100% AED 5,000,000

Example: AED 10 Million Property

Payment Stage Percentage Amount
On booking 20% AED 2,000,000
May 2026 10% AED 1,000,000
September 2026 5% AED 500,000
February 2027 10% AED 1,000,000
July 2027 10% AED 1,000,000
December 2027 10% AED 1,000,000
April 2028 10% AED 1,000,000
On handover 25% AED 2,500,000
Total 100% AED 10,000,000

How Much Is Required Before Handover?

By the end of the April 2028 instalment, a buyer following the published Crestlane 4 schedule will have paid 75% of the purchase price. The remaining 25% is scheduled for the handover stage in April 2030.

Purchase Price Paid Before Handover: 75% Final Handover Payment: 25%
AED 2.7M AED 2.025M AED 675,000
AED 3M AED 2.25M AED 750,000
AED 5M AED 3.75M AED 1.25M
AED 7M AED 5.25M AED 1.75M
AED 10M AED 7.5M AED 2.5M

What Is the First Payment for City Walk Crestlane?

The initial down payment under the published plan is 20% of the property price and is due on booking. For example, a property priced at AED 2.7 million would require an initial payment of AED 540,000 under the percentage structure alone.

However, buyers should separately budget for applicable transaction costs, registration requirements and any other charges associated with the purchase. These costs are not included in the property-price examples above.

Payment Plan and Property Price

The percentage structure is the same mathematical framework, but the AED amount required depends entirely on the selected property’s final purchase price.

For example, the current Crestlane project information and market listings show different starting prices depending on the building and property type. Buyers comparing Crestlane 4 and 5 should therefore calculate their payment obligations from the exact contracted price rather than from a general starting price.

Property Price 20% Booking Total Before Handover: 75% 25% Handover
AED 2.8M AED 560,000 AED 2.1M AED 700,000
AED 3.5M AED 700,000 AED 2.625M AED 875,000
AED 6M AED 1.2M AED 4.5M AED 1.5M
AED 7.4M AED 1.48M AED 5.55M AED 1.85M

See the City Walk Crestlane prices page for a broader breakdown of starting prices and the available residence categories.

Which Properties Use the 75/25 Structure?

The 75/25 payment plan is associated with the current Crestlane 4 and Crestlane 5 release. The developments offer a range of 1 to 4-bedroom apartments, with selected larger residences and duplex configurations. Current project listings for Crestlane 4 and 5 consistently show a 75/25 payment plan and Q2 2030 handover.

The amount payable under the plan changes according to the selected unit. Buyers can compare residence types on the City Walk Crestlane apartments page and review available layouts through the floor plans section.

Why the Final 25% Matters

The final handover instalment is the single largest remaining payment after all scheduled pre-handover instalments have been completed. Buyers should therefore plan for the final 25% from the beginning of the purchase process.

  • AED 2.8M property: AED 700,000 final payment
  • AED 4M property: AED 1,000,000 final payment
  • AED 6M property: AED 1,500,000 final payment
  • AED 8M property: AED 2,000,000 final payment
  • AED 10M property: AED 2,500,000 final payment

Before purchasing an off-plan property, buyers should ensure that their projected liquidity covers not only the booking payment but also every scheduled instalment and the final handover obligation.

Questions to Ask Before Choosing a Payment Plan

  • What is the exact purchase price of the selected unit?
  • What AED amount is due on booking?
  • What are the exact contractual dates for every instalment?
  • Are the dates fixed or linked to contractual milestones?
  • How much will remain payable at handover?
  • What additional purchase and registration costs apply?
  • What happens if an instalment is paid late?
  • What are the contractual terms if the buyer cannot continue with the payment schedule?
  • What is the estimated completion date stated in the SPA?
  • Does the selected apartment have the same payment schedule as the published project plan?

The exact legal and financial obligations are determined by the buyer’s purchase documents. General project information should not be treated as a substitute for the specific payment schedule, SPA or official transaction documentation for the selected unit.

Crestlane 4 & 5 Payment Plan and Handover

The published schedule for the current Crestlane 4 release identifies April 2030 as the estimated construction completion, while current project listings for Crestlane 4 and 5 state Q2 2030 as the handover period. The final instalment represents 25% of the property price.

Project Payment Plan Booking Payment During Construction Handover
City Walk Crestlane 4 75/25 20% 55% 25% / Q2 2030
City Walk Crestlane 5 75/25 20% 55% 25% / Q2 2030

For a complete overview of these two phases, including their residence count, layouts and project characteristics, visit City Walk Crestlane 4 & 5.

Is the 75/25 Plan Suitable for Investors?

The 75/25 structure may be relevant to buyers who want to spread payments over several years rather than paying the full property value upfront. However, whether the plan is suitable depends on the buyer’s capital, investment horizon, future financing options and ability to meet all scheduled payments.

The payment structure itself does not guarantee investment returns. Property prices, rental income, resale values and market conditions can change. Buyers considering Crestlane primarily as an investment can review the City Walk Crestlane investment analysis alongside the wider City Walk property investment market page.

Frequently Asked Questions

What is the City Walk Crestlane payment plan?

City Walk Crestlane 4 and 5 use a 75/25 payment structure. Buyers pay 20% on booking, followed by 55% through scheduled instalments during construction, with the final 25% due at handover.

How much is the down payment for City Walk Crestlane?

The published down payment is 20% of the property price and is due on booking. For a AED 3 million property, for example, 20% equals AED 600,000 before considering any additional transaction costs.

How much is paid during construction?

A total of 55% of the property value is scheduled to be paid after booking and before handover. Together with the 20% booking payment, buyers will have paid 75% before the final handover instalment.

When is the final payment due?

The final instalment represents 25% of the property price and is scheduled for the handover stage. The current Crestlane 4 and 5 handover period is Q2 2030, with the published Crestlane 4 schedule showing April 2030 as the estimated completion month.

Can the exact payment dates differ for my apartment?

Buyers should confirm the payment schedule for their specific unit before signing a purchase agreement. The published project schedule provides general payment information, while the contractual documents for the selected property determine the buyer’s exact obligations.

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