City Walk Crestlane 4 and Crestlane 5 offer a 75/25 payment plan by Meraas, allowing buyers to pay 75% of the property value during the booking and construction period and the remaining 25% on handover. The structure begins with a 20% down payment on booking, followed by six scheduled instalments totalling 55%, with the final 25% due in April 2030. The current scheduled handover is Q2 2030.
City Walk Crestlane is located within one of Dubai’s established lifestyle destinations, combining premium residences with City Walk’s retail, dining and leisure environment. Buyers can explore the complete City Walk Crestlane project overview before comparing available units and payment obligations.
| Payment Stage | Percentage | Timing |
|---|---|---|
| Down Payment | 20% | On booking |
| 1st Instalment | 10% | May 2026 |
| 2nd Instalment | 5% | September 2026 |
| 3rd Instalment | 10% | February 2027 |
| 4th Instalment | 10% | July 2027 |
| 5th Instalment | 10% | December 2027 |
| 6th Instalment | 10% | April 2028 |
| Final Instalment | 25% | April 2030 / handover |
| Total | 100% | — |
The official Meraas payment schedule for Crestlane 4 shows the 20% booking payment, six pre-handover instalments totalling 55% and a final 25% payment at the estimated April 2030 completion. This corresponds to the wider 75/25 structure marketed for Crestlane 4 and 5.
The payment plan can be divided into three main stages: the initial booking payment, instalments during the construction period and the final handover payment.
| Stage | Total Share | Purpose |
|---|---|---|
| Booking | 20% | Initial commitment when purchasing the property |
| Construction Period | 55% | Six scheduled instalments before completion |
| Handover | 25% | Final payment upon the scheduled handover stage |
This means that a buyer does not pay the entire purchase price at the beginning. Under the published schedule, 75% is paid before handover and 25% remains payable at the final completion stage.
The schedule below shows how payments are distributed from booking through the expected April 2030 completion.
| Milestone | Payment | Cumulative Amount Paid | Share Remaining |
|---|---|---|---|
| Booking | 20% | 20% | 80% |
| May 2026 | 10% | 30% | 70% |
| September 2026 | 5% | 35% | 65% |
| February 2027 | 10% | 45% | 55% |
| July 2027 | 10% | 55% | 45% |
| December 2027 | 10% | 65% | 35% |
| April 2028 | 10% | 75% | 25% |
| April 2030 / Handover | 25% | 100% | 0% |
The largest amount remaining after April 2028 is the final 25% handover payment. This gives buyers an extended period between the last scheduled pre-handover instalment and the expected completion date, although buyers should always rely on the payment schedule and contractual terms attached to their own SPA rather than a general project summary.
The following examples illustrate how the percentages translate into AED amounts. These are mathematical examples based on the 75/25 structure and do not represent quotations for specific apartments.
| Payment Stage | Percentage | Amount |
|---|---|---|
| On booking | 20% | AED 540,000 |
| May 2026 | 10% | AED 270,000 |
| September 2026 | 5% | AED 135,000 |
| February 2027 | 10% | AED 270,000 |
| July 2027 | 10% | AED 270,000 |
| December 2027 | 10% | AED 270,000 |
| April 2028 | 10% | AED 270,000 |
| On handover | 25% | AED 675,000 |
| Total | 100% | AED 2,700,000 |
| Payment Stage | Percentage | Amount |
|---|---|---|
| On booking | 20% | AED 1,000,000 |
| May 2026 | 10% | AED 500,000 |
| September 2026 | 5% | AED 250,000 |
| February 2027 | 10% | AED 500,000 |
| July 2027 | 10% | AED 500,000 |
| December 2027 | 10% | AED 500,000 | April 2028 | 10% | AED 500,000 |
| On handover | 25% | AED 1,250,000 |
| Total | 100% | AED 5,000,000 |
| Payment Stage | Percentage | Amount |
|---|---|---|
| On booking | 20% | AED 2,000,000 |
| May 2026 | 10% | AED 1,000,000 | September 2026 | 5% | AED 500,000 |
| February 2027 | 10% | AED 1,000,000 |
| July 2027 | 10% | AED 1,000,000 |
| December 2027 | 10% | AED 1,000,000 |
| April 2028 | 10% | AED 1,000,000 |
| On handover | 25% | AED 2,500,000 |
| Total | 100% | AED 10,000,000 |
By the end of the April 2028 instalment, a buyer following the published Crestlane 4 schedule will have paid 75% of the purchase price. The remaining 25% is scheduled for the handover stage in April 2030.
| Purchase Price | Paid Before Handover: 75% | Final Handover Payment: 25% |
|---|---|---|
| AED 2.7M | AED 2.025M | AED 675,000 |
| AED 3M | AED 2.25M | AED 750,000 |
| AED 5M | AED 3.75M | AED 1.25M |
| AED 7M | AED 5.25M | AED 1.75M |
| AED 10M | AED 7.5M | AED 2.5M |
The initial down payment under the published plan is 20% of the property price and is due on booking. For example, a property priced at AED 2.7 million would require an initial payment of AED 540,000 under the percentage structure alone.
However, buyers should separately budget for applicable transaction costs, registration requirements and any other charges associated with the purchase. These costs are not included in the property-price examples above.
The percentage structure is the same mathematical framework, but the AED amount required depends entirely on the selected property’s final purchase price.
For example, the current Crestlane project information and market listings show different starting prices depending on the building and property type. Buyers comparing Crestlane 4 and 5 should therefore calculate their payment obligations from the exact contracted price rather than from a general starting price.
| Property Price | 20% Booking | Total Before Handover: 75% | 25% Handover |
|---|---|---|---|
| AED 2.8M | AED 560,000 | AED 2.1M | AED 700,000 |
| AED 3.5M | AED 700,000 | AED 2.625M | AED 875,000 |
| AED 6M | AED 1.2M | AED 4.5M | AED 1.5M |
| AED 7.4M | AED 1.48M | AED 5.55M | AED 1.85M |
See the City Walk Crestlane prices page for a broader breakdown of starting prices and the available residence categories.
The 75/25 payment plan is associated with the current Crestlane 4 and Crestlane 5 release. The developments offer a range of 1 to 4-bedroom apartments, with selected larger residences and duplex configurations. Current project listings for Crestlane 4 and 5 consistently show a 75/25 payment plan and Q2 2030 handover.
The amount payable under the plan changes according to the selected unit. Buyers can compare residence types on the City Walk Crestlane apartments page and review available layouts through the floor plans section.
The final handover instalment is the single largest remaining payment after all scheduled pre-handover instalments have been completed. Buyers should therefore plan for the final 25% from the beginning of the purchase process.
Before purchasing an off-plan property, buyers should ensure that their projected liquidity covers not only the booking payment but also every scheduled instalment and the final handover obligation.
The exact legal and financial obligations are determined by the buyer’s purchase documents. General project information should not be treated as a substitute for the specific payment schedule, SPA or official transaction documentation for the selected unit.
The published schedule for the current Crestlane 4 release identifies April 2030 as the estimated construction completion, while current project listings for Crestlane 4 and 5 state Q2 2030 as the handover period. The final instalment represents 25% of the property price.
| Project | Payment Plan | Booking Payment | During Construction | Handover |
|---|---|---|---|---|
| City Walk Crestlane 4 | 75/25 | 20% | 55% | 25% / Q2 2030 |
| City Walk Crestlane 5 | 75/25 | 20% | 55% | 25% / Q2 2030 |
For a complete overview of these two phases, including their residence count, layouts and project characteristics, visit City Walk Crestlane 4 & 5.
The 75/25 structure may be relevant to buyers who want to spread payments over several years rather than paying the full property value upfront. However, whether the plan is suitable depends on the buyer’s capital, investment horizon, future financing options and ability to meet all scheduled payments.
The payment structure itself does not guarantee investment returns. Property prices, rental income, resale values and market conditions can change. Buyers considering Crestlane primarily as an investment can review the City Walk Crestlane investment analysis alongside the wider City Walk property investment market page.
City Walk Crestlane 4 and 5 use a 75/25 payment structure. Buyers pay 20% on booking, followed by 55% through scheduled instalments during construction, with the final 25% due at handover.
The published down payment is 20% of the property price and is due on booking. For a AED 3 million property, for example, 20% equals AED 600,000 before considering any additional transaction costs.
A total of 55% of the property value is scheduled to be paid after booking and before handover. Together with the 20% booking payment, buyers will have paid 75% before the final handover instalment.
The final instalment represents 25% of the property price and is scheduled for the handover stage. The current Crestlane 4 and 5 handover period is Q2 2030, with the published Crestlane 4 schedule showing April 2030 as the estimated completion month.
Buyers should confirm the payment schedule for their specific unit before signing a purchase agreement. The published project schedule provides general payment information, while the contractual documents for the selected property determine the buyer’s exact obligations.